Your guide to coverage & care

A Q&A with Nancy Connelly, Community Health Options' director of product development, about what's driving health benefits costs and how employers can limit those costs. 

When you buy health insurance, you can choose from four categories called “metal levels”—Bronze, Silver, Gold or Platinum. These have nothing to do with the quality of care. Instead, the differences are based on how much each plan will pay for covered costs, compared to what you’ll pay.