Your guide to coverage & care

If your health insurance premiums have given you sticker shock, you're likely looking for the most affordable way to stay covered. Consider opening a Health Savings Account, which allows you to set money aside tax-free to pay for most medical expenses, while saving for tomorrow.

Community Health Options and Northern Light Health have teamed up to make access a little easier—and out-of-pocket costs much lower—for any Community Health Options Member using Northern Light Health facilities and providers. And new North Star health plans offer special savings on select to individuals/families and small businesses. 

Life changes, sometimes quickly. People get married, have babies, lose jobs and often need new health plans. When life happens, you might qualify for coverage even when it's not open enrollment.

Spoiler alert: We are a health insurance company and we’re about to tell you that you need to buy health insurance. Big surprise, right?

When you get auto insurance, you don’t really worry about who’s going to fix your car. You buy it only in case you have an accident and hope you won’t have to use it.