Your guide to coverage & care

Spoiler alert: We are a health insurance company and we’re about to tell you that you need to buy health insurance. Big surprise, right?

When you get auto insurance, you don’t really worry about who’s going to fix your car. You buy it only in case you have an accident and hope you won’t have to use it.

A Q&A with Nancy Connelly, Community Health Options' director of product development, about what's driving health benefits costs and how employers can limit those costs. 

When you buy health insurance, you can choose from four categories called “metal levels”—Bronze, Silver, Gold or Platinum. These have nothing to do with the quality of care. Instead, the differences are based on how much each plan will pay for covered costs, compared to what you’ll pay.

When a Community Health Options Member gave birth ahead of schedule, the premature newborn received the best possible care at a big city hospital. But Mom and Dad lived two hours away with two more children to care for, putting incredible strain on the whole family, on top of having a new baby with complex medical needs. Community Health Options helped move them to local care so everyone could be together--at home.